Find the Perfect Loan for Your Perfect Home
As your loan officer with Pioneer Home Girls, I simplify securing the funds you need when you need them. My approach is transparent, flexible, and dependable — so you can move ahead confidently.
Heather Cortese
My goal is to be a motivating force for buyers, assisting them in securing the ideal mortgage loan and fostering their journey to homeownership.
My Expertise
With years of experience in mortgages and real estate, I understand how to match the right solution to each client's needs. Our team is here to guide you through every step with clarity and care.
Trusted mortgage advice, built on experience.
Our Easy 3-Step Process
#1
Apply Online
Submit a quick, secure application from anywhere.
#2
Review & Approval
We assess your application and approve it promptly.
#3
Receive Funds
Get access to your funds quickly and easily.
What Sets Us Apart?
At Pioneer Home Girls, we do more than just process loans. We build lasting relationships rooted in trust, transparency, and personalized service. What sets us apart is our local expertise, quick communication, and commitment to treating every client like family. We blend cutting-edge technology with real human support, so you always feel confident, informed, and cared for from start to close. Whether you're buying your first home or refinancing your forever one, we're here to guide you every step of the way.
⇨ Tailored Options: Customized mortgages to fit your needs.
⇨ Fast Processing: Quick approvals and easy application.
⇨ Clear Terms: No hidden fees or fine print.
⇨ Expert Guidance: Support from experienced professionals.
Our Partners
How We Can Help You Buy Your Dream House
Get Pre-Qualified
We can get you pre-qualified online so you can make an offer with confidence that will get accepted.
Fast, flexible approval.
We Shop For The Best Rate
We will use our network of lenders to shop for the best rates and loan program to fit your needs.
Lower Rates, Lower Payments.
Fast Funding
Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.
Dream House Acquired.
Local Experts Who Understand Your Market
We live and work in your area, so we know the local market inside and out. You get advice that makes sense for your neighborhood and your goals.
Fast and Reliable Loan Processing That Works
We keep things moving from start to finish. Our process is quick, efficient, and built to help you close on time without the extra stress.
We Are Real People Delivering Real Loans
We believe in clear, honest communication. You’ll always talk to a real person who listens, explains, and cares about the outcome of your home loan journey.
Modern Tools That Make Home Loans Easy
Apply, upload, and track everything from your phone or computer. If you prefer, we can walk you through it step by step from start to finish.
Personalized Mortgage Solutions Just for You
Our Goals
We are committed to providing clear, accessible, and responsible mortgage solutions. Our goal is to help individuals achieve their financial objectives, one step at a time. By offering personalized service and expert guidance, we aim to build long-term relationships, not just transactions. Our mission is to make your financial success our top priority.
Customers Focused
We focus on understanding your unique needs, providing solutions that work best for you.
Fast Funding
Honesty and clarity guide every decision we make, ensuring trust in every interaction.
Focused on funding what matters most — your future.
Mortgage Calculator
Payment Breakdown
MEET Heather Cortese
Unlocking Doors to Your Dream Home with Personalized Mortgages
As a seasoned entrepreneur and mortgage loan originator ranked in the top 1% nationally, I excel in aligning your needs with the perfect mortgage solution tailored to your financial requirements. With over a decade of experience and a background in marketing, I offer a unique perspective to the mortgage industry. My passion for competition and involvement in the triathlon and cycling community have honed my ability to attentively listen to clients' needs and secure the best loan options tailored to their unique financial requirements. Count on my knowledge and experience to guide you through the loan process, ensuring terms within your budget and a smooth closing process.
Detail-Oriented and Transparent
Responsive and Easy to Reach
Committed to Your Success
Loans Approved
Years of Experience
Client Satisfaction
Average Approval Time
Frequently Asked Questions
What types of loans do you offer?
We offer personal loans, business loans, and debt consolidation options, each tailored to meet your specific needs. Our goal is to provide flexible solutions that suit various financial situations.
How do I apply for a loan?
You can apply easily through our secure online application form. Simply provide your details, and our team will review your application and get back to you with a decision.
What are the loan requirements?
We require basic personal information, proof of income, and identification. Specific requirements may vary depending on the loan type, but we make the process clear and simple.
How long does it take to get approved?
Approval times vary, but most loans are approved within 24 hours. We aim to process applications quickly and keep you informed throughout the process.
What is the interest rate on your loans?
Interest rates depend on the type of loan and your financial profile. We strive to offer competitive rates and provide full transparency with no hidden fees.
Can I pay off my loan early?
Yes, you can pay off your loan early without penalty. We believe in giving you the flexibility to manage your finances as you see fit.
What is the interest rate range?
Repayment options are simple and flexible. You can set up automatic payments or pay manually based on your loan terms.
What if I can’t make a payment on time?
If you're unable to make a payment, reach out to us as soon as possible. We can discuss alternative arrangements to ensure your loan stays on track.
Pioneer Mortgage Funding, Inc., offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity
142 West Plat Street, Tampa, FL 33606
(407) 325-9780
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